It is now possible for you to pay contributions directly to the Trust at any time. This is your chance to boost your pension by making an extra contribution. It might feel like there’s a pressing need for that money elsewhere, but if you can spare it to put into your pension, it gives it a chance to grow and your future self will be thankful. For the majority of members, it is probably still easier to pay in additional contributions, known as Additional Voluntary Contributions, through your employer via a payroll deduction, as you will receive tax relief on these contributions immediately.

Please note the minimum lump sum contribution we can accept is £1,000 (gross)

Please note, we have now passed the deadline for submitting additional lump sum payments for the tax year 2025/26. If you wish to make a lump sum payment for the 2026/27 tax year, please send us your form by 22 March 2027. 

If you think this is something you’d like to do, here are the steps you should follow:

1. Complete our Lump sum top up form using the link here.
2. Post the completed form to us at the address shown on the last page of the form.
3. Alternatively, you can email the form to us, but please note that we cannot accept electronic signatures. You must sign the form by hand and email a scanned copy of your original form to us at [email protected].
4. We are required to complete a Money Laundering check before we can accept any lump sum contributions. We may need to ask you some additional questions for verification purposes. If for any reason we are unable to accept your contribution we will contact you to confirm this.
5. Only once all checks have been successfully completed will we be able to send you a payment request.
6. This will include the Trust’s bank details (to which your payment should be made) and a payment reference number to include on your payment transaction. Do not attempt to make a payment until you receive our payment request.
7. When making the payment, you must ensure the payment reference we provide is used, and email us at [email protected] to confirm when the payment has been made.
8. We will invest your contribution in line with your current investment instruction unless you instruct otherwise.
9. Once your contribution has been accepted and invested, you will be able to view this online under ‘transactions’.
10. Please note that your payment must be the ‘gross’ amount you wish to invest. You will need to reclaim any tax relief from HM Revenue & Customs (HMRC), via a self-assessment form.