Let me do it

 

Our self-select fund range offers greater choice to those of you who wish to manage your investments yourself and/or feel the SEI Master Trust Flexi Default Investment Option (DIO) and our alternative investment strategies don’t quite fit your needs.

The fund range includes:

• Risk-rated, multi-asset funds: Ideal for those after a specific risk profile for their investments, without the need to take on asset allocation decisions.
• Individual asset class funds: Great for those who want to build and maintain their own pension portfolio.
• Regional equity funds: For members who want to target specific countries or regional allocations
• Socially Responsible Investing and Faith based funds: For members who have particular climate/social investment goals, or those who want to invest in funds that adhere to Islamic investment guidelines.

Risk-Rated, Multi-Asset Funds

The self-select range includes five SEI multi-asset funds, designed to suit different financial goals and levels of risk. These funds spread your money across a variety of investments, including:

• Equities – shares in companies
• Fixed Income – loans to governments and companies
• Inflation Sensitive assets – investments, such as inflation-linked bonds issued by governments or commodities, that tend to rise in value when inflation or expectations around future inflation rise.
• Absolute Return strategies – designed to perform irrespective of market trends, aiming to generate positive returns, no matter whether the overall market is going up or down.
• Liquidity – cash or cash-like investments

These funds offer a fully active investment approach. That means experts manage how your money is spread across different types of investments, aiming for strong performance and broad diversification. SEI combines its own expertise with some of the world’s top investment managers to deliver this.

 

 

Fund	Typical Equity Allocation	Objective
SEI Defensive	8%	The Defensive and Moderate funds are focused on stability and managing the risk of loss. They may be more suitable for members who are closer to retirement, have shorter-term savings goals, or prefer a more cautious approach to investing. These funds aim to reduce the impact of market fluctuations (ups and downs) while still aiming for steady growth.
SEI Moderate	34%
SEI Core	50%	The Core, Growth, and Aggressive funds are focused on long-term growth. They may suit members who are looking to build up their pension savings over time and are comfortable taking on more risk than with the stability-focused options. These funds aim to grow your savings in line with the wider stock and bond markets.
SEI Growth	80%
SEI Aggressive	100%

 

Individual Asset Class Funds

If you’d like to personalise your pension investments, the self-select range gives you a wide choice of funds. These cover different types of assets, so you (or your financial adviser) can build a mix that suits your individual goals and attitude to risk.

Fund	Style	Objective
SEI Factor Allocation Global Equity	Active	This fund uses a quantitative style of investing which involves taking a model-based or systematic approach to making investment decisions. This approach selects securities based on certain characteristics (‘factors’) such as volatility, value, size or share price performance. Additionally, SEI take into account environmental, social and governance factors when constructing the fund.
SEI MT Global Equity	Active	An actively managed strategy that blends best-in-class managers, primarily investing in shares issued by companies located in developed and emerging market countries globally and across all market sectors.
SEI Small Cap Select	Active	An actively managed strategy that blends SEI’s internal quantitative capabilities with best-in-class fundamental stock pickers to give members exposure to smaller sized companies based around the world.
SEI Emerging Markets Equity	Active	An actively managed strategy that blends SEI’s internal quantitative capabilities with best-in-class fundamental stock pickers to give members exposure to companies listed or traded in emerging market countries.
SEI UK Equity	Active	An actively managed strategy that blends best-in-class managers to provide members with a diversified portfolio of shares issued by U.K. companies.
SEI MT Shariah Compliant	Index Tracking	The fund aims to offer investors the opportunity to grow their money in line with the performance of a recognised Shariah compliant global equity index. The fund invests passively in company shares from around the world, seeking to track the returns of the index as closely as possible while remaining compliant with Islamic Shariah principles
SEI MT Sustainable Equity	Active	This is an actively-managed global equity fund that seeks to invest in high-quality companies that are set to benefit from the opportunities created by the move to a more sustainable world. The fund also looks to ensure the companies it invests in are managed responsibly and consider multiple stakeholders.
SEI MT Global Impact Equity	Active	This is an actively-managed global equity fund that seeks to create a measurable, positive social and environmental impact alongside its objective of creating long-term growth. It seeks to make investments in companies whose products and services are positively contributing to addressing sustainability-related issues. These include environmental protection, supporting the greening of the economy and improving healthcare.
SEI MT Climate Transition Equity Index Tracker	Index Tracking	The fund seeks to track a modified version of the FTSE All World Developed Index. This modified index first excludes all stocks related to controversial weapons, coal, nuclear, tobacco, and other controversies. The remaining stocks are tilted to give greater weight to those with stronger climate credentials and less weight to those with weaker climate credentials. The analysis of a company's climate credentials considers both backward looking factors (such as fossil fuel reserves) and forward looking factors (such as a company's plans to transition to more climate-friendly operations).

 

Regional Equity Funds

We also include funds that give you cost-effective access to major equity markets worldwide. The self-select list includes access to UK, Europe excluding the UK, North America, Asia Pacific excluding Japan and Japan equity markets. These funds aim to track the performance of each region’s equity market.

Fund	Style	Objective
SEI MT UK Equity Index Tracker	Index Tracking	FTSE All-Share Index
SEI MT Europe (ex UK) Equity Index Tracker	Index Tracking	FTSE Developed Europe ex UK Index
SEI MT North American Equity Index Tracker	Index Tracking	FTSE North America Index
SEI MT Asia Pacific (ex Japan) Equity Index Tracker	Index Tracking	FTSE Developed Asia Pacific ex Japan Index
SEI MT Japan Equity Index Tracker	Index Tracking	FTSE Japan Index

 

Fixed Income

Fund	Style	Objective
SEI UK Core Fixed Interest	Active	The fund aims to provide income and growth by primarily investing in sterling priced, investment grade fixed income securities issued in the U.K. and Europe across various sectors of the market, including government, government related and corporates.
SEI Global Fixed Income	Active	The fund will primarily invest in investment grade fixed income debt issued by governments globally.
SEI Global Opportunistic Fixed Income	Active	The fund will primarily invest in investment grade fixed income debt issued by companies globally, as well as government related and mortgage and asset-based securities.
SEI MT UK Conventional Gilts over 15 years	Index Tracking	The fund aims to track the FTSE Actuaries UK Conventional Gilts over 15 years Index, an index consisting of bonds issued by the UK government that make fixed interest payments and have a maturity of 15 years or more.
SEI MT UK Index Linked Gilts over 5 years	Index Tracking	The fund aims to track the FTSE Actuaries UK Index-Linked Gilts over 5 years Index, an index consisting of bonds issued by the UK government where the interest payments are adjusted for inflation and that have a maturity of 5 years or more.
SEI MT UK Ethical Corporate Bond	Active	This is an actively-managed fund that invests predominantly in high-quality sterling-denominated corporate bonds. It includes exclusions relating to fossil fuels, tobacco, armaments and companies that are deemed to have inappropriate or inadequate policies and systems around animal testing, human rights and environmental factors.
SEI MT Sterling Liquidity	Active	The fund aims to maintain safety of your initial investment by investing in short-term money-market instruments and fixed deposits.

 

Alternatives

Fund	Style	Objective
SEI MT Direct Property	Active	The Fund aims to generate total returns, from income and capital appreciation, by investing primarily in direct UK commercial property.
SEI MT Private Markets Blended	Blended style – Active / Index Tracking	This fund blends actively managed investments in private markets (private equity, private debt, infrastructure and real estate) with passive exposure to publicly traded infrastructure and private equity companies.  It targets a blended return of 8.75% annually for the private portion, while the listed portion targets performance in line with an equal split of the FTSE Developed Core Infrastructure and the LPX Composite indices. The fund aims to deliver growth and diversification through private markets exposure whilst still offering sufficient liquidity for members.

*TER is the ‘Total Expense Ratio’ which is the total investment-related ongoing cost to you as a member of the scheme. In addition to this, a fee related to administration expenses is deducted from your fund. Details of this fee can be found within your Trust Benefit Summary.

You can also find the costs and charges related to these funds in the documents section of your Pension Account. If you don’t want to be invested in the SEI Master Trust Flexi Default Option, you’ll be able to complete the New Investment Decisions form and make alternative choices, once you’ve logged in.

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